A socio-economic study of the borrowing process: The case of microentrepreneurs in Jordan

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Field	Value	Language
dc.contributor.author	Dutta, Dilip
dc.contributor.author	Magableh, Ihab
dc.date.accessioned	2011-06-07
dc.date.available	2011-06-07
dc.date.issued	2004-08-01
dc.identifier.isbn	1 86487 667 0
dc.identifier.issn	1446-3806
dc.identifier.uri	http://hdl.handle.net/2123/7646
dc.description.abstract	This paper investigates the socio-economic determinants of four stages of borrowing process of the Jordanian microfinance market. The equations and functions corresponding to the stages of the borrowing process are estimated using a sample of 474 microentrepreneurs. The main results are as follow: variables that reflect the repayment ability are the main determinants of credit rationing in the microfinance market; religious beliefs, social responsibilities, availability of local microfinance providers, application costs, level of knowledge about microfinance providers significantly affect the borrowing process of microentrepreneurs. Credit rationing is found to be a problem for some applicants, but not for the majority.	en_AU
dc.language.iso	en_AU	en_AU
dc.publisher	Department of Economics	en_AU
dc.relation.ispartofseries	2004-7	en_AU
dc.subject	microfinance market	en_AU
dc.subject	credit rationing	en_AU
dc.subject	borrowing process	en_AU
dc.subject	Jordan	en_AU
dc.subject	limited dependent variable analysis	en_AU
dc.title	A socio-economic study of the borrowing process: The case of microentrepreneurs in Jordan	en_AU
dc.type	Working Paper	en_AU
dc.contributor.department	Economics	en_AU