A socio-economic study of the borrowing process: The case of microentrepreneurs in Jordan
Field | Value | Language |
dc.contributor.author | Dutta, Dilip | |
dc.contributor.author | Magableh, Ihab | |
dc.date.accessioned | 2011-06-07 | |
dc.date.available | 2011-06-07 | |
dc.date.issued | 2004-08-01 | |
dc.identifier.isbn | 1 86487 667 0 | |
dc.identifier.issn | 1446-3806 | |
dc.identifier.uri | http://hdl.handle.net/2123/7646 | |
dc.description.abstract | This paper investigates the socio-economic determinants of four stages of borrowing process of the Jordanian microfinance market. The equations and functions corresponding to the stages of the borrowing process are estimated using a sample of 474 microentrepreneurs. The main results are as follow: variables that reflect the repayment ability are the main determinants of credit rationing in the microfinance market; religious beliefs, social responsibilities, availability of local microfinance providers, application costs, level of knowledge about microfinance providers significantly affect the borrowing process of microentrepreneurs. Credit rationing is found to be a problem for some applicants, but not for the majority. | en_AU |
dc.language.iso | en_AU | en_AU |
dc.publisher | Department of Economics | en_AU |
dc.relation.ispartofseries | 2004-7 | en_AU |
dc.subject | microfinance market | en_AU |
dc.subject | credit rationing | en_AU |
dc.subject | borrowing process | en_AU |
dc.subject | Jordan | en_AU |
dc.subject | limited dependent variable analysis | en_AU |
dc.title | A socio-economic study of the borrowing process: The case of microentrepreneurs in Jordan | en_AU |
dc.type | Working Paper | en_AU |
dc.contributor.department | Economics | en_AU |
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